Planning · Retirement

Retirement Readiness

Estimate your future savings and see whether you’re on track for retirement.

Current age

Retirement age

Current retirement savings

Annual income

Your yearly contribution

Include any employer match (e.g. 401(k) match)

Assumptions

Annual return%

Inflation%

Desired retirement income (today's $/yr)

Years in retirement

Withdrawal rate%

Status

Close, But May Need More

On-track score

98%

Projected at 65

$4.16M

$4,162,351

Estimated target

$4.25M

$169,908 / yr at 4%

Gap

$85K

Suggested savings: $1,710 / mo

Progress to target$4.16M / $4.25M

Savings growth over time

Total From current savings Target

Growth of current savings

$872,470

$50,000 compounded for 30 yrs

From future contributions

$3,289,880

$20,000 / yr contributed

This calculator is for educational purposes only. Results are estimates and depend on assumptions like investment returns, inflation, taxes, savings rate, and retirement spending. This is not financial, tax, or investment advice.