Jeff.finance 

Planning

Personal Budget

Income, pre-tax deductions, taxes, and expenses — all on one page. Fill in any line, add your own categories, then download a copy as an Excel file with live formulas.

Gross income / mo
$10,000
Net take-home / mo
$10,000
Total expenses / mo
$0
Net cash flow / mo
$10,000

Income

$10,000/mo
$
$120,000
100.0%
$
$0
0.0%
$
$0
0.0%

Pre-Tax Deductions

$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%

Tax Assumptions

Auto-estimate uses 2025 federal brackets + FICA. State is a flat % of gross.

Filing status
State tax rate
%
Effective tax rate
0.0%

Estimated Taxes

$0/mo
$0
$0
0.0%
$0
$0
0.0%
$0
$0
0.0%
Net Take-Home Pay
$10,000
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
$0/mo
$
$0
0.0%
$
$0
0.0%
$
$0
0.0%
Net Cash Flow
Take-Home − Expenses
$10,000
Savings rate 100.0%

Numbers live in your browser only — nothing is uploaded. Export to save a copy.